When it comes to driving, we all have a large responsibility to keep the roadways and highways safe. According to the National High Traffic Safety Administration (NHTSA), 77 percent of fatal crashes are due to driver error and more than 60 percent of drivers consider other drivers a major personal threat to themselves and their family.
In order to help promote safe driving, you are able to take an Indiana driver safety program to learn how to become a better and safer driver. A driver improvement course will also help keep your Indiana auto insurance premiums low and help dismiss an Indiana traffic ticket you might have.
Driving Record Points
When you receive a moving traffic violation, Indiana law allows courts to order the Bureau of Motor Vehicles to suspend the driving privilege of a motorist and/or assign points to their driving record. The amount of points assessed to the driving record of the violator is determined by the seriousness of the offense. Each Indiana traffic ticket ranges from two (2) to eight (8) points and will stay active on the driving record of the violator for two years, starting from the conviction date of the citation.
In addition, if you acquire 18 or more points on your driving record within a two (2) year period, the consequences could be severe. You will be required to attend an administrative hearing held by the Indiana BMV. Here, the presiding officer will determine whether your license will be suspended for 30 days to one year, be placed on probation, and impose additional requirements not listed along with attending an Indiana Driver Safety Program. Some violators may be able to complete the Indiana Driver Safety Program as an alternative to having their driver’s licenses suspended.
Furthermore, if you have received two (2) or more Indiana traffic tickets within a 12-month period, you will be required to take the driver improvement course, per Indiana State law. If you are a driver under the age of 18, you will also be required to take the driver improvement course if you are convicted of two (2) or more violations, involved in two (2) or more collisions, or a combination of these. If you fail to complete the driver safety course by your assigned completion date, you will have your driving privileges suspended. Your Indiana auto insurance rates will also skyrocket.
Below, you will find a list of the most common traffic citations in the State of Indiana and their point value.
In order to keep your Indiana auto insurance at a low rate and keep your license from being suspended, you will need to participate in the Indiana Online Driver Improvement Course. This program is also offered in the form of a booklet or a DVD. If you have questions on how the Indiana driver safety program works, you can visit our Introduction to Indiana Defensive Driving page or Contact Us 24/7.